<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Duncan]]></title><description><![CDATA[Duncan]]></description><link>https://www.duncangrp.com/blog-1</link><generator>RSS for Node</generator><lastBuildDate>Wed, 28 Oct 2026 22:06:47 GMT</lastBuildDate><atom:link href="https://www.duncangrp.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[9 Free Financial Apps You Need to Try]]></title><description><![CDATA[You live an on-the-go lifestyle, your financial planning should too! These nine free, financial apps can help you set and meet your financial goals and can fit seamlessly into the strategy you create with your financial planner. You can also download a free copy of our Budget Binder to get started on your budgeting journey! Mint- Hailed as one of the best money management apps, this all-in-one, personal financing platforms allows users to track bills, set and maintain their monthly budget,...]]></description><link>https://www.duncangrp.com/post/9-free-financial-apps-you-need-to-try</link><guid isPermaLink="false">6a564af2419af4c003feb259</guid><pubDate>Tue, 14 Jul 2026 14:43:19 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/79f620_53386d35e46b401ebb6b5e5298d57a96~mv2.avif/v1/fit/w_1000,h_661,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>jduncan399</dc:creator></item><item><title><![CDATA[Avoid the Two Income Trap]]></title><description><![CDATA[Combining love, lives and laundry is one thing. Combining your money is another. Newly married couples who both work would do well to think about what to do with two incomes. Here are some pointers! New couples usually wonder how to improve their finances. Easy: Start talking about “your money” as “our money” and plan as a couple. Once you marry and support one household with two incomes, shift your thinking. You don’t bring in two incomes now – you bring in one bigger income that opens...]]></description><link>https://www.duncangrp.com/post/avoid-the-two-income-trap</link><guid isPermaLink="false">6a564aba419af4c003feb1d9</guid><pubDate>Tue, 14 Jul 2026 14:42:25 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/79f620_d592642bd64c4a49b3e1a4b5e30f1346~mv2.avif/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>jduncan399</dc:creator></item><item><title><![CDATA[10 Tips for Managing Your Household Budget]]></title><description><![CDATA[Everyone would like more money in the bank at the end of the month. The good news is that it’s never too late to start saving and investing. Here are some tips to help you grow your wealth by creating a budget. Start saving now. Financial advisors recommend having at least three months’ salary saved in case of emergency. Even if you can’t afford to save a lot of money each month, it’s important to put a small amount away regularly. Track your income and expenses. Every budget starts with...]]></description><link>https://www.duncangrp.com/post/10-tips-for-managing-your-household-budget</link><guid isPermaLink="false">6a564a85870c7bdb8f433345</guid><pubDate>Tue, 14 Jul 2026 14:41:32 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/79f620_c583dd06dee14bbf8689fb9ec31b5eb4~mv2.avif/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>jduncan399</dc:creator></item><item><title><![CDATA[What is Roth and What Does it Mean for Me?]]></title><description><![CDATA[When you hear Roth 401(k), Roth IRA, or just Roth, this is generally referring to a specific type of tax benefit your savings may receive. You pay taxes on Roth contributions for the taxable year in which they are made. “Traditional” contributions typically means that your contributions were taken out of your paycheck on a pre-tax basis. In other words, you’re going to pay taxes on that money in a later year. Many plans offer an option to make Roth contributions. Also, most plans do not just...]]></description><link>https://www.duncangrp.com/post/what-is-roth-and-what-does-it-mean-for-me</link><guid isPermaLink="false">6a564a52c4c6f18ae7c44407</guid><pubDate>Tue, 14 Jul 2026 14:40:38 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/79f620_27b0766ed57a4ec784e5dfb83101b440~mv2.avif/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>jduncan399</dc:creator></item><item><title><![CDATA[April is National Financial Literacy Month]]></title><description><![CDATA[April is National Financial Literacy Month Too many people just don’t have it, but your financial advisor can help. April is National Financial Literacy Month – an entire month dedicated to underscoring the importance of learning, establishing and maintaining healthy financial habits. But ask yourself this: what have you learned about anything financial lately? Do most of your neighbors keep a household budget or save for retirement? Does your cousin live hand-to-mouth? Do you understand...]]></description><link>https://www.duncangrp.com/post/april-is-national-financial-literacy-month</link><guid isPermaLink="false">6a564a0c119f6e25a1e23896</guid><pubDate>Tue, 14 Jul 2026 14:39:25 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/79f620_2ba3ebc3a37c44b988d157a21f62fcbc~mv2.avif/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>jduncan399</dc:creator></item><item><title><![CDATA[Warren Buffett on How to Protect Against Inflation]]></title><description><![CDATA[Warren Buffett on How to Protect Against Inflation Inflation swindles almost everybody – stock investors, bond investors… We’ve all heard about Warren Buffett, the 91-year-old multibillionaire known for his friendly demeanor, modest style of living in Omaha, and remarkable ability to create wealth. How does he make so much money? How does Warren and his long-time associate, Charlie Munger (who is 98), choose their investments? Buffett and Berkshire Hathaway Warren Buffett is chairman of...]]></description><link>https://www.duncangrp.com/post/warren-buffett-on-how-to-protect-against-inflation</link><guid isPermaLink="false">6a5649d1419af4c003feafdf</guid><pubDate>Tue, 14 Jul 2026 14:38:38 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/79f620_191169e4b39042c7b783f670248fcbbb~mv2.avif/v1/fit/w_1000,h_683,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>jduncan399</dc:creator></item><item><title><![CDATA[The Differences Between Growth, Core &#38; Value]]></title><description><![CDATA[The Differences Between Growth, Core &#38; Value Understanding your style of investing is an important step – especially today Are you a Growth investor or a Value investor? Or do you prefer a mix of the two? Understanding your style of investing is an important step in deciding where to allocate your portfolio – but trying to predict which style will outperform relative to the other is as challenging now as it has ever been. And COVID and the latest recession has further upended the debate in...]]></description><link>https://www.duncangrp.com/post/the-differences-between-growth-core-value</link><guid isPermaLink="false">6a56498b419af4c003feaf34</guid><pubDate>Tue, 14 Jul 2026 14:37:41 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/79f620_adb467c2abfd43e4967897955a142b2f~mv2.avif/v1/fit/w_807,h_407,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>jduncan399</dc:creator></item><item><title><![CDATA[Quotes from Warren Buffett &#38; Charles Munger]]></title><description><![CDATA[Quotes from Warren Buffett &#38; Charles Munger Timeless investment principles and valuable insights for all investors Warren Buffett and Charles Munger are two iconic figures in the world of investing and business. Known for their wisdom, long-term perspective, and successful track record, they have built Berkshire Hathaway into one of the most valuable and respected companies in the world. The annual meeting of Berkshire Hathaway, often referred to as the "Woodstock for Capitalists," provides...]]></description><link>https://www.duncangrp.com/post/quotes-from-warren-buffett-charles-munger</link><guid isPermaLink="false">6a557e5d68b728cc93fdd3b1</guid><pubDate>Tue, 14 Jul 2026 00:10:23 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/79f620_88f296c4dc9b4559b84c648ed9998e9c~mv2.avif/v1/fit/w_1000,h_400,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>jduncan399</dc:creator></item><item><title><![CDATA[Be Prepared for When Consumer Spending Slows]]></title><description><![CDATA[Be Prepared for When Consumer Spending Slows Potential pullback could lead to a new phase of economic adjustment As an integral component of the U.S. economy, consumer spending significantly influences economic trends and forecasts. Historically, consumer outlays have accounted for approximately 70% of U.S. gross domestic product (GDP). Over the past four years, robust consumer spending has been a cornerstone of the economy's rapid expansion, even amid challenges such as rising inflation and...]]></description><link>https://www.duncangrp.com/post/be-prepared-for-when-consumer-spending-slows</link><guid isPermaLink="false">6a557e2d419af4c003fcf992</guid><pubDate>Tue, 14 Jul 2026 00:09:34 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/79f620_666641347ed94c32a9a01ad393fc8685~mv2.avif/v1/fit/w_775,h_226,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>jduncan399</dc:creator></item><item><title><![CDATA[IRS Issues Guidance on Withdrawals for Domestic Abuse Victims]]></title><description><![CDATA[IRS Issues Guidance on Withdrawals for Domestic Abuse Victims In late June, the IRS issued a notice providing critical guidance on early withdrawal penalty exemptions under the SECURE 2.0 Act. The law includes significant provisions for individuals experiencing domestic violence, an issue that has affected millions across the U.S.The gap between availability and engagement suggests the need for a more targeted and tactical approach. To help increase utilization rates, plan sponsors could...]]></description><link>https://www.duncangrp.com/post/irs-issues-guidance-on-withdrawals-for-domestic-abuse-victims</link><guid isPermaLink="false">6a557df8419af4c003fcf911</guid><pubDate>Tue, 14 Jul 2026 00:08:50 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/79f620_57a656e1ca554f0cbf35b90c804fa417~mv2.avif/v1/fit/w_1000,h_704,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>jduncan399</dc:creator></item><item><title><![CDATA[Mom &#38; Pop are Quietly Shaping Housing Market]]></title><description><![CDATA[Mom &#38; Pop are Quietly Shaping Housing Market Their powerful influence underscores the evolving nature of real estateOver the past few years, a quiet yet transformative trend has emerged in the housing market: the rise of mom-and-pop investors. While institutional buyers often dominate headlines, new data from CoreLogic's Q3 2024 report highlights a different reality. It reveals that smaller-scale investors are playing an increasingly significant role in shaping the housing market. A Shift in...]]></description><link>https://www.duncangrp.com/post/mom-pop-are-quietly-shaping-housing-market</link><guid isPermaLink="false">6a557dc3419af4c003fcf881</guid><pubDate>Tue, 14 Jul 2026 00:07:48 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/79f620_002116a526e64cb587c695d12dcda120~mv2.avif/v1/fit/w_1000,h_400,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>jduncan399</dc:creator></item><item><title><![CDATA[Is the S&#38;P 500 Really Just a Technology Fund?]]></title><description><![CDATA[Is the S&#38;P 500 Really Just a Technology Fund? Still a strong investment tool, its growing tech weight presents a challenge For decades, the S&#38;P 500 Index has been considered the gold standard for broad market exposure. Investors have flocked to it for diversification, risk aversion, and reliable long-term growth. But given its current makeup, has the index lost its original appeal? Is it still a diversified benchmark of the U.S. economy, or has it effectively become a technology-heavy fund in...]]></description><link>https://www.duncangrp.com/post/is-the-s-p-500-really-just-a-technology-fund</link><guid isPermaLink="false">6a557d7b419af4c003fcf7c0</guid><pubDate>Tue, 14 Jul 2026 00:06:54 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/79f620_46ffdfa3298341149bd0f05099fe3dca~mv2.avif/v1/fit/w_1000,h_401,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>jduncan399</dc:creator></item><item><title><![CDATA[Participant Corner - Five Key Strategies for a Successful Retirement]]></title><description><![CDATA[Five Key Strategies for a Successful Retirement As tax laws evolve and personal financial situations change, it’s essential to stay informed about strategies that can help minimize your tax burden. Here are several tips to consider: 1. Start Saving Early and Consistently The earlier you begin saving for retirement, the more you can take advantage of compound interest. Contributing regularly to retirement accounts like a 401(k) or IRA can significantly boost your savings over time. Even if you...]]></description><link>https://www.duncangrp.com/post/participant-corner-five-key-strategies-for-a-successful-retirement</link><guid isPermaLink="false">6a557d33870c7bdb8f417796</guid><pubDate>Tue, 14 Jul 2026 00:05:34 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/79f620_6ca932cfbe30438cb65318f4ce01b9f6~mv2.avif/v1/fit/w_791,h_153,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>jduncan399</dc:creator></item><item><title><![CDATA[Market Turmoil Spurs Trading, but Staying Put Pays Off]]></title><description><![CDATA[Market Turmoil Spurs Trading, but Staying Put Pays Off The U.S. stock market suffered its worst day in five years on Friday, April 4, following President Donald Trump’s announcement of sweeping tariffs. The S&#38;P 500, Nasdaq, and Dow Jones Industrial Average all posted significant losses. Despite the turbulence, financial experts continue to advise retirement plan investors to “stay the course” rather than react impulsively. According to Alight Solutions, stock market volatility has already...]]></description><link>https://www.duncangrp.com/post/market-turmoil-spurs-trading-but-staying-put-pays-off</link><guid isPermaLink="false">6a557cf8419af4c003fcf665</guid><pubDate>Tue, 14 Jul 2026 00:04:30 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/79f620_1bcf9fc50bbd4166aad0f4e7e63df6f0~mv2.avif/v1/fit/w_1000,h_824,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>jduncan399</dc:creator></item><item><title><![CDATA[The Retirement Planning Gap Affecting Two in Three Investors]]></title><description><![CDATA[The Retirement Planning Gap Affecting Two in Three Investors Despite the importance of retirement planning, a staggering 67% of investors admit to spending no time at all working on it in a typical month, according to a recent survey conducted by the Nationwide Retirement Institute. That’s a vast majority of investors failing to take even small steps toward securing their financial future. For plan sponsors, this presents both a challenge and an opportunity. Not Just a Problem for Younger...]]></description><link>https://www.duncangrp.com/post/the-retirement-planning-gap-affecting-two-in-three-investors</link><guid isPermaLink="false">6a557cca419af4c003fcf5d4</guid><pubDate>Tue, 14 Jul 2026 00:03:39 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/79f620_3cc5bed17f064162ae3c80264f8a749c~mv2.avif/v1/fit/w_1000,h_600,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>jduncan399</dc:creator></item><item><title><![CDATA[More Retirees Take the Gold Watch, But Keep Their 401(k) Assets In-Plan]]></title><description><![CDATA[More Retirees Take the Gold Watch, But Keep Their 401(k) Assets In-Plan A recent Fidelity report reveals that over 80% of plan sponsors prefer to allow employees to keep their assets in-plan and withdraw them over time. The number of workers aged 55 and older has increased by 74% over the past two decades, prompting plan sponsors to focus more on how participants transition from saving for retirement to living in it. 60% of retirees using Fidelity’s platform stayed in their employer-sponsored...]]></description><link>https://www.duncangrp.com/post/more-retirees-take-the-gold-watch-but-keep-their-401-k-assets-in-plan</link><guid isPermaLink="false">6a557c9b68b728cc93fdcee2</guid><pubDate>Tue, 14 Jul 2026 00:02:56 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/79f620_9bf1581b24a24d5d9a1c14a199adad0e~mv2.avif/v1/fit/w_902,h_624,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>jduncan399</dc:creator></item><item><title><![CDATA[Participant Corner - Four Basic Steps for a Successful Retirement]]></title><description><![CDATA[Participant Corner - Four Basic Steps for a Successful Retirement We understand that most retirement savers aren’t financial experts, and that can make preparing for retirement feel overwhelming. The good news is that achieving a successful retirement doesn’t have to be complicated. By following a few basic steps, you could set yourself up for long-term financial security. Start Saving Now and Learn the Basics of Saving and Investing The earlier you begin saving, the better your chances of...]]></description><link>https://www.duncangrp.com/post/participant-corner-four-basic-steps-for-a-successful-retirement</link><guid isPermaLink="false">6a557c4b870c7bdb8f41750b</guid><pubDate>Tue, 14 Jul 2026 00:01:39 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/79f620_06b6ed7be9fb4a35885f36687b0a357a~mv2.avif/v1/fit/w_1000,h_442,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>jduncan399</dc:creator></item><item><title><![CDATA[Basic Fiduciary Obligations for New Plan Sponsors]]></title><description><![CDATA[Basic Fiduciary Obligations for New Plan Sponsors Threats of financial penalties and legal liabilities heighten the need for proper compliance with the Employee Retirement Income Security Act of 1974 (ERISA). Let’s go over the basics of what it means to be a fiduciary in an organization’s retirement plan. What is a Fiduciary? In basic terms, a fiduciary is a person or group in a company that is responsible for the retirement plan and does what is best for the participants in the plan. There...]]></description><link>https://www.duncangrp.com/post/basic-fiduciary-obligations-for-new-plan-sponsors</link><guid isPermaLink="false">6a557c19419af4c003fcf3f3</guid><pubDate>Tue, 14 Jul 2026 00:00:41 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/79f620_b58677e4aae644948bd4ca4469b03a8e~mv2.avif/v1/fit/w_1000,h_589,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>jduncan399</dc:creator></item><item><title><![CDATA[Don't Take Forfeitures for Granted]]></title><description><![CDATA[Don't Take Forfeitures for Granted Retirement plans have long subjected employer contributions to vesting schedules, rewarding tenure by increasing the participant’s ownership in those contributions in proportion to their years of service. However, several law firms have recently challenged this long-standing and common practice, arguing that using forfeitures to offset employer contributions is not in the best interests of participants or beneficiaries, as ERISA requires. What Are...]]></description><link>https://www.duncangrp.com/post/don-t-take-forfeitures-for-granted</link><guid isPermaLink="false">6a557be0870c7bdb8f41740c</guid><pubDate>Mon, 13 Jul 2026 23:59:48 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/79f620_ede4e4da43d44313ae6564c73e53e331~mv2.avif/v1/fit/w_1000,h_628,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>jduncan399</dc:creator></item><item><title><![CDATA[Managed Accounts Offer a More Personalized Approach]]></title><description><![CDATA[Managed Accounts Offer a More Personalized Approach Target-date funds have long played a vital role in giving American workers access to professional help when establishing and maintaining a diversified investment portfolio. However, the glide paths — the balance of stocks, bonds, and cash — that serve as the foundation for these platforms has traditionally been based on a single consideration: the participant’s projected date of retirement. To be fair, target-date funds have played an...]]></description><link>https://www.duncangrp.com/post/managed-accounts-offer-a-more-personalized-approach</link><guid isPermaLink="false">6a557ba9419af4c003fcf2e4</guid><pubDate>Mon, 13 Jul 2026 23:58:56 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/79f620_5090cb963f244b5fba73cecc8badf629~mv2.avif/v1/fit/w_1000,h_758,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>jduncan399</dc:creator></item></channel></rss>