Stretching the Match Summer has begun and now you can relax, right? Maybe not… this is actually a great time for you to do a midyear check on your organization’s plan design to see how it is performing among your employees. Are they participating in the plan? Are they increasing their contributions every year? One way to adjust your plan design to say “yes” to both of those questions is by “stretching the match.” This is a high-impact, low-cost tool that can boost contributio

Don't Leave Your Retirement Behind Starting a brand new job is exciting and full of a lot of new benefits, but don’t forget about the retirement plan you left behind. There are many different ways to handle an old retirement account and here are your four options: Which Option is Right for You? While there isn’t any definite answer, there are a few things you should consider before moving your old retirement plan. First, are you happy with your old plan’s performance? Has

The Rise of Thematic and Active Investing in 2025 Enhance your potential by focusing on areas of disruption and opportunity A new era of investing is unfolding – driven by accelerated technological innovation, economic transformation, and structural change. For young professionals building wealth, there’s growing reason to consider more targeted investment strategies. Passive index investing still serves as a reliable foundation, but it may miss opportunities presented by tra

Your Roadmap to Goal-Based Financial Planning Revisit your financial goals and make sure your plans are working for you Goal-based financial planning offers a more personalized and meaningful approach than simply maximizing investment returns. Instead of focusing solely on performance metrics, it emphasizes aligning your financial decisions with the life outcomes you hope to achieve. Whether it’s retiring comfortably, buying a first home, or saving for a child’s education, th

Understanding Succession and Legacy Planning How to begin securing your family’s future with a strong, flexible foundation Succession and legacy planning goes beyond drafting a will; it involves creating a strategic framework for transferring your wealth, values, and responsibilities to the next generation or chosen beneficiaries. As you accumulate assets or approach later stages of life, it becomes increasingly important to ensure that your estate is managed and distributed

Five Key Impacts of the One Big Beautiful Bill Act Changes for equity investors and potential actions to consider in response On July 3, 2025, Congress passed and on July 4th the President signed into law the “One Big Beautiful Bill Act” (OBBBA), a sweeping fiscal package aimed at tax reform, business incentives, and federal budget adjustments. While broad in scope, the bill contains several provisions that could have material implications for public equity markets. Here are

Scam Alert: Fake Social Security Admin Emails Your financial well-being depends on fraud prevention and smart planning As your financial advisor, safeguarding your personal and financial information is paramount. The Social Security Administration's Office of the Inspector General (SSA OIG) has issued a warning about a new email scam designed to deceive individuals into compromising their sensitive data. Scam Overview: Fake SSA Emails Prompting Statement Downloads Scammers ar

How Legislation, Location, and Longevity Are Shaping Retirement Readiness Retirement planning starts with numbers such as savings targets, contribution rates, and investment returns. These kinds of foundational metrics guide the structure of retirement strategies and inform plan design. Yet even the most precise calculations don’t exist in a vacuum. Factors like geography, public policy, and life expectancy function as contextual forces, offering mitigating variables that can

Guiding 60-Somethings Through the Final Stretch of Retirement Planning Participants in their 60s are poised on the cusp of retirement, where every move can have big consequences. Plan sponsors have a critical opportunity to support late-career workers’ retirement planning efforts by providing relevant tools and communication strategies that help them make more informed choices during these critical years. Promote “super catch-ups.” Participants aged 60 to 63 can accelerate sa